10-Day Free Look

Have you taken out any insurance policies? If so, did your agent(s) tell you you've got 10-day free look. Which means? Which means you may examine your newly issued insurance policies during 10 days, and surrender them in exchange for a full refund of paid premium provided that you're not satisfied with the "products" for any reason.

While insurance is intangible, it is indeed a commodity or a product. It's legally reasonable for you to return the product to the seller during a set period. If your agents choose not to inform you about the free-looking period, that's because they don't want you to surrender policies. It's quite predictable! So, if you're going to meet your agents, just pretend you know nothing about this and see if they would tell you. It's a good way to find out if they're honest.